HVAC Funding Options

Conserving energy is important and helps keep your own resources in tact.  We know that may not always be affordable for every family, but there are options Smart Air can help you work through to obtain funding for HVAC equipment.

The following loans are for customers who participate in the Austin Energy Home Performance with Energy Star program and for customers who want funding for Trane equipment.  Our loan sources will be updated regularly as we add new loan options for you.

Trane AC Unit


This program helps families improve their home with energy efficient products and tweaks under favorable low-cost financing and terms.  You are also welcome to use Austin Energy rebates in addition to this loan program.  Some improvements include installing air conditioning and heating systems, insulation, caulking, solar shades, among other installations. You are eligible to apply if you own a residential property that is at least 10 years old and is being serviced by Austin Energy.  Your eligibility may also depend on your home’s current performance with Energy Star guidelines.  For more information on how to qualify for the program, go here.

The Wells Fargo Home Projects Credit Card*

The Wells Fargo Home Projects credit card is another option for Smart Air customers.  With competitive interest rates backed by a stable financial institution, this is one of the quickest ways to begin your HVAC home improvement project.  Wells Fargo even gives you free access to your FICO Credit Score and other tools.

*The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Financial National Bank, an Equal Housing Lender. Ask for details.