Funding Your HVAC Services with Smart Air

Conserving energy is important and helps keep your own resources in tact.  We know that may not always be affordable for every family, but there are options Smart Air can help you work through to obtain funding for HVAC equipment. The following loans are for customers who participate in the Austin Energy Home Performance with Energy Star program and for customers who want funding for Trane equipment.  Our loan sources will be updated regularly as we add new loan options for you.

Financing Options from GreenSky
Finance Your HVAC Project
6124 - Equal Payments, 0% for 24 Months
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, gender or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22

HVAC Financing for Low Credit Scores

Do you need HVAC Services but have a low credit score? Smart Air offers financing with Green Sky for those with a credit score as low as 520.

For most people and especially new homeowners, HVAC financing can be a big challenge. Sometimes paying out of pocket just isn’t feasible. Smart Air wants to provide customers with opportunities to finance their services, even if their credit score is low. Give us a call to learn more about how we can help! 512-600-4311


This program helps families improve their home with energy efficient products and tweaks under favorable low-cost financing and terms.  You are also welcome to use Austin Energy rebates in addition to this loan program.  Some improvements include installing air conditioning and heating systems, insulation, caulking, solar shades, among other installations. You are eligible to apply if you own a residential property that is at least 10 years old and is being serviced by Austin Energy.  Your eligibility may also depend on your home’s current performance with Energy Star guidelines.  For more information on how to qualify for the program, go here.

The Wells Fargo Home Projects Credit Card*

The Wells Fargo Home Projects credit card is another option for Smart Air customers.  With competitive interest rates backed by a stable financial institution, this is one of the quickest ways to begin your HVAC home improvement project.  Wells Fargo even gives you free access to your FICO** Credit Score and other tools.

*The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. Ask for details.

**FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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